Legal
Chargeback Policy
Effective Date: June 1, 2026
A chargeback occurs when a buyer disputes a payment through a bank, card issuer, or payment provider.
1. Contact Support First
Users should contact NexaVault support before filing a chargeback. Many order issues can be resolved through
NexaVault's dispute process.
2. False or Abusive Chargebacks
False, abusive, or fraudulent chargebacks may result in:
- Account suspension.
- Loss of buyer protection.
- Order restrictions.
- Recovery of funds.
- Seller payout holds.
- Legal or collection action where permitted.
3. Evidence Review
NexaVault may provide order evidence to payment providers, including:
- Order details.
- Delivery proof.
- Messages.
- Buyer confirmation.
- Login or access evidence.
- IP and device data.
- Fraud signals.
- Support history.
4. Seller Impact
Seller funds may be held or reversed when a chargeback occurs. Sellers may be required to provide delivery evidence.